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Certificates of Deposit (CD's)
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Term
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Minimum Deposit to Open
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Rate
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APY*
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3 Months
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$1,000
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2.15%
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2.17%
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6 Months
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$1000
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2.25%
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2.26%
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12 Months (Additions Permitted)
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$500
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3.00%
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3.00%
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18 Months
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$500
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3.00%
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3.00%
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24 Months
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$500
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3.00%
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3.00%
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30 Months
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$500
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3.00%
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3.00%
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36 Months
(Option-Up Feature)
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$500
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3.00%
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3.00%
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48 Months
(Option-Up Feature)
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$500
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3.05%
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3.05%
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60 Months
(Option-Up Feature)
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$500
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3.15%
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3.15%
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- *APY = Annual Percentage Yield
- Rates are effective as of May 12, 2008
- There is a penalty for early withdrawal of CD's.
- All CD’s on annual compounding except quarterly compounding on 3 month CD’s and semi-annual compounding on 6 month CD’s
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CD Specials
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Term
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Minimum Deposit to Open
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Rate
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APY*
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- *APY = Annual Percentage Yield
- Rates are effective as of May 12, 2008
- There is a penalty for early withdrawal of CD's.
- All CD’s on annual compounding except quarterly compounding on 3 month CD’s and semi-annual compounding on 6 month CD’s
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Prime Money Market Account
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Tiers
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Rate
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APY*
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$50,000 and above
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2.00%
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2.02%
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$25,000 to 49,999
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2.00%
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2.02%
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$5,000 to 24,999
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2.00%
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2.02%
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0 to $4,999
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0.50%
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0.50%
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- *APY = Annual Percentage Yield
- Rates are effective as of May 12 2008
- Fees may reduce earnings.
- Prime Money Market based on monthly compounding.
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Checking & Savings Accounts
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Account Types
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Minimum Deposit to Open
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Rate
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APY*
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Interest Bearing Checking
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0.25%
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0.25%
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Regular Savings
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0.50%
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0.50%
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Christmas Club
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1.00%
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1.00%
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Pay Yourself First
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=Regular Savings + .25%
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Balance over $5,000
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=1 Year CD Rate
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Balance over $10,000
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=2 Year CD Rate
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- *APY = Annual Percentage Yield
- Rates are effective as of May 12, 2008
- Rates may change after the account is opened.
- Fees may reduce earnings.
- Interest Bearing based on monthly compounding and Regular Savings based on quarterly compounding.
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